Vygorous Advisory helps business owners, acquisition buyers and asset owners work out what to borrow, how to structure it, and what a lender needs to see before you apply. Debt, equity, credit and entity work sit with one team instead of five.
ObjectiveWhat the capital is actually for, before anything else gets decided.
Most firms start with a product. We start with what the capital is for.
If you're dealing with one of these, that's where we start.
Payroll, inventory or a slow season tying up cash you'll have again in 60 to 90 days.
Buying a company, a book of business or a competitor, and sizing senior debt, seller financing and equity together.
New equipment, a buildout or an expansion that needs its own financing, not a draw against working capital.
Revenue sitting in invoices or stock instead of the bank, while bills come due on their own schedule.
Existing debt that's gotten expensive or inconvenient, replaced with something that fits better.
Purchase, rehab or portfolio capital for property, structured so one deal doesn't put the others at risk.
Most clients start in one. Some need two.
For working capital, equipment, business credit, term financing and the funding needs most businesses run into first. We review what you qualify for today, prepare the file a lender actually wants to see, and coordinate the application end to end.
Business Capital AdvisoryFor acquisitions, receivables and inventory financing, layered debt and portfolio deals, anywhere the structure matters as much as the amount. We normalize the financials, size what the business can actually carry, and build the sources and uses before you're in front of a lender.
Structured Capital AdvisoryFor clients already working with us who want capital planning running in the background: cash-flow reviews, debt tracking and a plan for when the next round makes sense. Scoped individually as part of an existing engagement.
How ongoing advisory worksThe scope depends on what you need. Every engagement moves through some version of this.
What the capital is for, and what has to be true for it to work.
What a lender would see today: cash flow, existing debt, entities and credit.
The specific products and sequencing, weighed against cost, timing and what's already pledged.
Documentation ready before a single application goes out.
Lender evaluation and execution, with you informed at each stage, not after.
A sample of what we've funded recently. Shared with client permission.
$150K in 0% business credit plus $200K in blended business funding.
Business HELOC.
Invoice factoring and bridge funding.
VygorIQ is the technology behind the recommendations you get from us. We built it because capital decisions shouldn't run on a fixed script.
It reads underwriting data across lender types to help size what you qualify for, sequence applications and flag what a lender will actually ask for, before you apply.
Keeps every file, document and lender conversation organized in one place.
Builds and sequences financing scenarios specific to your file.
Models cash flow, debt service and what-if scenarios before you commit to a structure.
Private, structured-credit review for larger and more complex transactions.
Von Robinson built Vyvid Homes, an Atlanta hospitality brand, to more than $7 million in revenue from 2018 to 2025, financing it with SBA loans, DSCR loans, 0% business credit, invoice financing, equipment loans and business lines of credit. That playbook now funds our clients.
"I've used every product we broker, with my own businesses on the line."
We work with lenders of every size, so each file goes to the lender most likely to approve it on good terms.
Advisors, accountants, coaches and agents use our Funding Desk to say yes when a client needs money, without handing the client to someone else.
Three things get decided before you hang up.
We sort your credit and revenue into the lane you're likely to qualify for.
We run your numbers against underwriting data to find the structures that actually fit, not just the first one offered.
Every dollar gets a job and a payback date before it's spent.
No application. No credit pull. You leave knowing what you qualify for, what a lender needs to see, and the next step.